Head Office
Credible Labs Inc
22 4th St. 8th Floor
San Francisco, California, 94103
Customer Service
Email: support@credible.com
Phone: 866-540-6005
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About Credible Labs
Credible is a student loans company founded by Stephen Dash in 2012. The San Francisco-based firm, which boasts of more than 1.2 million users, operates as a subsidiary of Fox Corporation. Credible primarily deals with personal loans, student loan refinancing, private student loans and mortgages. The loan marketplace has a seamless online application process, with no origination or application fees and competitive pricing. Students can compare options without affecting their credit score.
On the homepage, students can select a product and proceed to compare borrowers with competitive and personalised loan offers in real time. You can select student loan refinancing, student loan, personal loan, mortgage or mortgage refinancing. You can compare prequalified rates from up to 10 lenders in a jiff. Some of the top partner lenders include Advantage Education Loans, Brazos, Citizens Bank, College Ave, EDvestinU, ELFI, MEFA, PEnFed, RISLA and SoFi.
New users can sign up on the website to get started. You can also estimate your credit score and know the variable rates and fixed rates before even getting started. After registration, you will be asked to fill out a short form with details on education and finances. After you decide on a lender, you will be asked more questions on your financial history, loans, and a credit check will be done before approval. Do note the loan term and eligible degrees when choosing a lender or comparing rates.
Students’ credit and earnings history, credit report and size of loan will be crucial to qualify for refinancing. Credible does not charge prepayment penalities, origination or loan application fee. Types of loans eligible for refinancing include federal student loans, private student loans and Parent PLUS loans. Besides refinancing, on Credible you can also compare multiple lenders for new private student loans. Private student loans require a credit application which also checks the credit report, employment and income. Adding a co-signer will help you get a loan with a lower rate. Your loan if approved will be directly disbursed to your school.
Need a credit card? Easily compare cards with rewards and bonuses, cash back, cards with low interest and related on the website. For complaints or queries on registration, payment, cancellation, or others, reach the Credible support.
