BJ’s One Mastercard is a credit card program that is offered by BJ’s Wholesale Club in partnership with Mastercard. This program allows users to earn rewards for purchases made both inside and outside of BJ’s Wholesale Club.
With the One Mastercard, you can earn 5% cashback on all BJ’s purchases, including in-store and online purchases. You will also earn 3% cashback on dining and non-BJ’s gas purchases, and 2% cashback on all other non-BJ’s purchases. There is no annual fee for the card.
The rewards earned through the program are issued in the form of cashback reward certificates, which can be redeemed at BJ’s Wholesale Club for purchases or converted to cash.
Customers also have access to exclusive benefits such as special financing options and no foreign transaction fees when using the card for purchases made outside the United States.
Overall, the BJ’s One Mastercard is a great option for customers who frequently shop at BJ’s Wholesale Club and want to earn rewards for purchases both inside and outside of the store.
Benefits and Features of BJ’s One Mastercard
BJ’s One Mastercard can provide users with several benefits and features —
Rewards: Cardholders can earn 5% cashback on all BJ’s purchases, 3% cashback on dining and non-BJ’s gas purchases, and 2% cashback on all other non-BJ’s purchases. Rewards are issued in the form of cashback reward certificates, which can be redeemed for purchases or converted to cash.
Exclusive Financing Options: Cardholders have access to exclusive financing options, including 0% APR (Annual Percentage Rate) financing on select purchases for up to 12 months.
No Annual Fee: BJ’s One Mastercard does not charge an annual fee, making it a cost-effective option for those who frequently shop at BJ’s Wholesale Club.
Mastercard Benefits: As a Mastercard holder, users can enjoy exclusive benefits such as extended warranty coverage, purchase protection, and travel benefits.
Special Promotions: Cardholders may receive special promotions and discounts from BJ’s Wholesale Club and its partners.
Easy Account Management: Users can manage their accounts online or through the BJ’s mobile app, making it easy to track their rewards and make payments.
Users can save money and earn rewards on their everyday purchases using BJ’s One Mastercard. The card has several benefits that can make shopping at BJ’s Wholesale Club more convenient and enjoyable.
Know the Requirements
To apply for the BJ’s One Mastercard, applicants must meet the following requirements — you should be at least 18 years of age; should have a valid Social Security number; have a US mailing address; a valid government-issued photo ID; and should have a credit history that should meet the minimum credit score requirements.
In terms of eligibility, the BJ’s One Mastercard program is open to all BJ’s Wholesale Club members. Non-members can also apply for the card, but they will be charged a higher interest rate on their purchases.
When applying for the card, you will be asked to provide personal and financial information, including your name, address, income, and employment status. The credit card issuer will use this information to evaluate your creditworthiness and determine if you are eligible for the card and at what interest rate.
It’s important to note that approval for the BJ’s One Mastercard is not guaranteed, and the credit card issuer may deny an application based on factors such as credit history, income, and debt-to-income ratio.
How to Apply for the Program
Follow the given steps to apply for BJ’s One Mastercard.
- Visit the BJ’s website here.
- Click on the ‘Apply Now’ button for the BJ’s One Mastercard Program.
- Fill out the application form with your personal and financial information.
- Review and agree to the terms and conditions of the card.
- Submit your application.
You can also apply for the BJ’s One Mastercard Program in person at a BJ’s Wholesale Club store. Visit the Member Services desk and ask for an application form.
Once you have submitted your application successfully, the credit card issuer will review your information and make a decision about your eligibility for the card. If approved, you will receive your new BJ’s One Mastercard in the mail within 7 to 10 business days. If your application is rejected, the credit card issuer will send you a letter explaining the reason for the denial. If you have a question on new application or others, you can call 844-202-9570 for help.